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7327 NW 4 Boulevard

Gainesville, FL 32607

 Acct# 125872    Date of loan: Feb 3, 1998 annual percentage rate: 18.99%

Finance charge: $3,752.45    Amount financed: $6,752.45 Total of payments: $10,481.56

Principal: $6,729.11 Date charges begin :Feb 3, 1998   scheduled maturity date: Feb, 6,2003

$501.04   joint credit life    60months- American Health and Life Insurance Company**

$429.32   single credit disability 60 months- American Health and Life Insurance Company**

$750.00   property insurance     60 months –Tifton Insurance Co. St. Louis, Missouri


 ** American Health and Life Insurance Company

     307 West 7th St. Suite 400 PO BOX 2548

     Fort Worth, Texas 76113-2548

    (called we, our, or us)

American Health and Life Insurance Company filed as a Statement & Designation By Foreign Corporation in the State of California and is no longer active. This corporate entity was filed approximately fifty-nine years ago on Monday, November 29, 1954 , according to public records filed with California Secretary of State. It is important to note that this is a foreign filing. A foreign filing is when an existing corporate entity files in a state other than the one they originally filed in. This does not necessarily mean that they are from outside the United States.

Citigroup Has No Right to Foreclose



 Billy Joe Sanford and Janice Sanford n/k/s Janice Tetstone's property mortgages:

Fleet Finance Inc

   Commercial Credit Corporation

Blazer Financial Services Inc

Avco Financial Services

Washington Mutual Finance





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